Employee Benefits

　　員工福利

　　Cater McMamara, MBA, PhD

　　卡特 麥克納馬拉(工商管理學博士)

　　Employee benefits typically refers to retirement plans, health life insurance, life insurance, disability insurance, vacation, employee stock ownership plans, etc.

　　員工福利通常指退休方案、健康保險、人壽保險、傷殘保險、休假、員工持股計劃等。

　　Benefits are increasingly expensive for businesses to provide to employees, so the range and options of benefits are changing rapidly to include, for example, flexible benefit plans.

　　對員工而言，為員工提供福利正日益昂貴，因此福利的范疇和選擇日新月異，如靈活的福利方案等。

　　Benefits are forms of value, other than payment, that are provided to the employee in return for their contribution to the organization, that is, for doing their job.

　　福利不是工資，而是各種形式的回報，是公司對員工的貢獻所做工作的回報。

　　Some benefits, such as unemployment and worker’s compensation, are federally required.(Worker’s compensation is really a worker’s right, rather than a benefit.)

　　有些福利，如失業(yè)和勞動補助是聯邦政府規(guī)定的(勞動報酬事實上是勞動者的權利，而不是福利)。

　　Prominent examples of benefits are insurance (medical, life, dental, disability, unemployment and worker’s compensation), vacation pay, holiday pay, and maternity leave, contribution to retirement(pension pay). Profit sharing, stock options, and bonuses. (Some people would consider profit sharing, stock options and bonuses as forms of compensation.)

　　主要的福利有保險(醫(yī)療保險、人壽保險、牙科保險、傷殘保險、失業(yè)保險和勞動補助)、休假薪酬、節(jié)日薪酬、產假、退休保障(養(yǎng)老金支付)、利潤分享、股票期權和獎金(有些人認為利潤分享、股票期權和獎金屬于薪酬范圍)。

　　You might think of benefits as being tangible or intangible.

　　福利可分為有形和無形的福利。

　　The benefits listed previously are tangible benefits.

　　上文列舉的福利屬于有形福利。

　　Intangible benefits are less direct, for example, appreciation from a boss, likelihood for promotion, nice office, etc.

　　無形福利不如有形福利直接，如老板的欣賞、今生的可能性、舒適的辦公環(huán)境等。

　　People sometimes talk of fringe benefits, usually referring to tangible benefits, but sometimes meaning both kinds of benefits.

　　有時，人們還談到附加福利，附加福利通常指有形福利，但有時指的是所有類型的而福利。

　　You might also think of benefits as company-paid and employee-paid.

　　福利還可分為公司支付和員工支付的福利。

　　While the company usually pays for most types of benefits(holiday pay, vacation pay, etc.), some benefits, such as medical insurance, are often paid, at least in part, by employees because of the high costs of medical insurance.

　　福利還可分為公司支付和員工支付的福利。雖然公司通常支付大部分類型的福利(如節(jié)日工資、休假工資等)，但是有些福利，如醫(yī)療保險，由于保費高，通常由員工支付，至少支付部分保險費。

　　PART ONE: Interview

　　(1) Will you accept pay inequity?(Why?/Why not?)

　　你能接受不公平薪酬嗎?(為什么?)

　　No. If I am paid less than my colleagues for the same job value contributed, I will speak to my immediate supervisor about it and try to change the situation. If the situation is beyond my power, I will quit the job immediately, you know, I cannot stand inequality and unfairness.

　　(2) Is flexible work hour important to you?(Why?/Why not?)

　　彈性工作時間對你重要嗎?(為什么?)

　　Yes. With flexible work hour, I can vary my arrival and departure time. I can work from home and avoid traffic jam, and what’s more important is that I will have more personal time and improve my work efficiency.

　　(3) Do you think that organization should keep the employee’s pay secret?(Why?/Why not?)

　　你認為公司得為員工的工資保密嗎?(為什么?)

　　Yes, definitely. Income should be treated as something private and confidential. As far as I am concerned, I hate people prying into(窺探，探問) my privacy as family, marriage, age, income, etc. , so I don’t like my salary open to the public.

　　(4) Do you think that taking paid holidays will improve employees’ effectiveness in work?(Why?/Why not ?)

　　你認為帶薪休假會提高員工的工作效率嗎?(為什么?)

　　Yes. A break helps people momentarily(暫時地) forget the monotony(單調) and stress of work. After having had a paid holiday, people will be physically and psychologically relaxed, and be energetic, fresh and more prepared for the challenge of their work.

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