Passage 2 (選自Self-Assessment 2)

　　Student Loans

　�、� Federal Student Aid is an office of the US Department of Education that　　provides student loans for education beyond high school. The US government　clearly understands the importance of post-secondary education in positively　impacting the nation. It therefore ensures that each eligible student in the　United States is able to receive financial assistance for higher education.

　�、� Although parents can opt for private funding through sources like banks and　other finance institutions, the rates of interest can be prohibitively high in　most cases. On the other hand, the interest rates of federally funded student　loans are much less in comparison. It is therefore imperative that parents take　　all steps necessary to apply for student loans available through the federal　government.

　�、� Federal Student Aid is actively involved in educating students and their　families on the exact procedure to obtain student loans. Once the applications　are received, it processes them by the millions before the start of each　academic year. It also pays out billions of dollars through schools to fund the　education of students who have applied for financial aid.

　�、� The first step in applying for financial aid is to fill and submit the FAFSA　or Free Application for Federal Student Aid. The name of the student should be　entered exactly the way it is written on the student's social security card. The　format used is "first name", "middle initial", and "last name". Since the　analysis bureau will be linking up the FAFSA with the social security number,　the names should match precisely for the application to be approved. A mismatch　in the names could result in the application being sent back for correction.　This would cause a delay and end up pushing the applicant to the back of the　line. Since most financial aid is provided on a first-come-first-served basis,　it is important to be at the head of the line. Even a minor error on the FAFSA　can result in a loss of thousands of dollars in financial aid.

　�、� Therefore, it is important that families have all the proper income and tax　　records ready before applying for financial aid. This will help avoid submitting　　inconsistent, incomplete or mistaken information while filling out the FAFSA　forms.

　�、� The CSS PROFILE is the FAFSA equivalent that is most often required for aid　　through private universities. It could be a little more complicated than filling　out the FAFSA form. Going through the entire process with the help of a　certified college planner would be a good idea.

　　⑦ No matter what their credit rating, parents should still submit their　applications for financial aid. Learning about the different options available　to them is the first step in the process. Doing it right will enhance their　chances of getting student loans for their children's higher education.

　　11. Federal Student Aid provides student loans for _______.

　　A. high school education

　　B. secondary education

　　C. higher education

　　D. pre-secondary education

　　【答案】 C

　　【解析】事實(shí)細(xì)節(jié)題。根據(jù)Federal Student Aid provides student loans 定位在第一段第一句Federal　　Student Aid is an office of the US Department of Education that provides student　　loans for education beyond high school.

　　12. Federally funded loans are preferred to private funding for_______.

　　A. their easy accessibility

　　B. their high reliability

　　C. their lower interest rates

　　D. their wide availability

　　【答案】C

　　【解析】事實(shí)細(xì)節(jié)題。根據(jù)federally funded loans和private funding定位在第二段。根據(jù)前兩句Although　　parents can opt for private funding through sources like banks and other finance　　institutions, the rates of interest can be prohibitively high in most cases. On　　the other hand, the interest rates of federally funded student loans are much　　less in comparison.。

　　13. Federal Student Aid educates students on _______.

　　A. how to apply to ideal universities

　　B. how to obtain student loans

　　C. how to process the applications

　　D. how to meet their financial needs

　　【答案】B

　　【解析】事實(shí)細(xì)節(jié)題。根據(jù)federal Student Aid定位在第二段。由第一句話Federal Student Aid is actively　involved in educating students and their families on the exact procedure to　obtain student loans.可知答案為B。

　　14. The first step in applying for financial aid is to _______.

　　A. fill out and submit application forms

　　B. apply for a social security number

　　C. enter the applicant name in the right format

　　D. submit all the proper income and tax records

　　【答案】A

　　【解析】事實(shí)細(xì)節(jié)題。根據(jù)first step定位在第四段第一句：The first step in applying for financial　　aid is to fill and submit the FAFSA or Free Application for Federal Student　Aid.，由此可知答案為A。

　　【單選題】Decide which of the statements is the best answer

　　according to the following passage.Now taking urine samples(尿樣)of athletes is　　practiced worldwide, yet drug taking remains a serious problem. To combat it the　　Sports Council in Britain has started in-and-out-of-competition drug testing　　project. Competitors were tested at random before, which means a few people were　　selected without knowing beforehand. This was mostly done during matches. Now,　　athletes can be tested when they train as well. This way the authorities will be　　able to catch more drug-takers, who will never know beforehand when they have to　take a drug test.Q: What's new about the drug testing program as compared with　　the previous practice?A. Urine samples of athletes are taken and tested.B　　Athletes are tested during and after the competition.C. More and more athletes　are selected and tested during matches.D. Athletes are tested in training as　well as during competition.

　　【答案】D

　　【解析】本題考查閱讀選擇之細(xì)節(jié)題。根據(jù)第四行This was mostly done　　during matches. Now, athletes can be tested when they train as　well.可知"以前只是在比賽時(shí)隨機(jī)抽檢運(yùn)動(dòng)員的尿樣，而現(xiàn)在運(yùn)動(dòng)員訓(xùn)練時(shí)也可能被抽檢"，故選擇D。

　　【知識(shí)點(diǎn)】閱讀選擇之細(xì)節(jié)題

　　15. To succeed in applying for student loans, you are advised to _______.

　　A. enhance academic performance

　　B. resort to a certified college planner

　　C. avoid submitting a CSS PROFILE資料

　　D. turn in income and tax records afterwards

　　【答案】B

　　【解析】推理判斷題。根據(jù)同一順序的原則定位在第五段及之后的內(nèi)容，具體參考第六段最后一句：Going through the entire　process with the help of a certified college planner would be a good　idea。由此可以看出，有資格證書的學(xué)院規(guī)劃師可以提供全程幫助，故選B。另外根據(jù)第五段第一句Therefore, it is important that　families have all the proper income and tax records ready before applying for　financial aid. 可知D選項(xiàng)的錯(cuò)誤在于afterwards一詞，應(yīng)改成in advance。

　　【單選題】Decide which of the statements is the best answer

　　according to the following passage.Obviously, there would be no point in

　　investing in a computer if you had to check all its answers, but people should

　　also rely on their own internal computers and check the machine when they have

　　the feeling that something has gone wrong. Questioning and routine double-checks

　　must continue to be as much a part of good business as they were in pre-computer

　　days. Maybe each computer should come with the warning: for all the help this

　　computer may provide, it should not be seen as a substitute for fundamental

　　thinking and reasoning skills. Q: According to the passage, it can be inferred

　　that the author would probably disapprove of__________.

　　A. complete dependence　　on computers

　　B. investment in computers

　　C. double-check on computers

　　D. the use　of computer

　　【答案】A

　　【解析】本題考查閱讀選擇之推理判斷題。根據(jù)第二句Questioning and routine double-checks　must continue to be as much a part of good business as they were in pre-computer　　days.可知作者認(rèn)為一個(gè)好的公司應(yīng)像以前一樣，繼續(xù)實(shí)行質(zhì)疑和例行的雙查制度，也就是說(shuō)作者不贊成完全依賴計(jì)算機(jī)，故選擇A。另外還要注意的是A選項(xiàng)中含有過(guò)于絕對(duì)的詞complete，可以判斷該選項(xiàng)可能是作者不贊成的內(nèi)容。

　　【知識(shí)點(diǎn)】閱讀選擇之推理判斷題