本期主題【月光族】

　　The moonlight clan refers to those who tend to use up their earnings every month without any savings. Members of the moonlight clan are mostly young people, and they can barely make ends meet with a slim income or they don't need saving thanks to less stressful life. There are a good many members of the moonlight clan who pursue fashion and a high-quality life, regarding spending as the motivation to make money. Most of them are not capable not making proper control of their own expenses for lack of the right concept of money management. Although enjoying life is important, it is also necessary to develop a good habit of saving money. Members of the moonlight clan should try to avoid impulse purchase, learn to make budgets, and build a rational consumption concept.

　　參考翻譯:

　　月光族(the moonlight clan)是指那些不儲蓄、將每月賺的錢都用光的人。月光族主要是年輕的一代，他們可能是收入微薄，僅夠維持生活;或是生活壓力不大，不需要儲蓄。還有相當多的月光族追求時尚和高質量生活，把花錢當作是賺錢的動力。大多數(shù)月光族則缺乏正確的理財觀念，不會合理地控制自己的開支。雖然享受生活很重要，但是養(yǎng)成良好的節(jié)約習慣也十分必要。月光族應該盡量避免沖動購物，學會做預算，樹立理性的消費觀。