第三套 快速閱讀

　　題目Rates are low這篇

　　1.to prevent

　　2.they are pessimistic

　　3.they advise

　　4.people

　　5.the unmanage

　　6.mortgage

　　7.a wider

　　8(這個是填單詞)obtain credit

　　9(這個是填單詞)to charge fees

　　10(這個是填單詞)spending habits

　　第四套 快速閱讀

　　題目是 in a digital 這篇

　　1they will

　　2they cost

　　3they can sell

　　4 printed

　　5they have

　　6invite

　　7college

　　8100dollar

　　9pick up as word spread

　　10 her professors leave on reserve at the library ,or relies on the kindness of clssmates