Banks and Banking : Other Bank Services

　　A modern bank provides many services other than checking accounts. ____1____

　　If you went to a bank to open a savings account, you would go through almost the same procedures followed in applying for a checking account. ____2____ Then you would be given a passbook in which your initial deposit would be recorded. All deposits and withdrawals from your account are entered into your passbook. ____3____ With a regular passbook savings account, you would be able to withdraw money wherever you needed it. All you would have to do is fill out a withdrawal order and present it, along with your passbook to the teller.

　　All banks pay interest on savings accounts. ____4____ Banks also pay interest at different times. ____5____ Suppose, for example, that on January 1, you deposited $ 1,000 in a bank that paid 4 1/2 percent interest semiannually. By July 1,you would have earned $ 22.50 interest. This interest would automatically be credited to your account; and of you left it in the bank, along with your original deposit, you would receive interest on $ 1,022.50 for the next six-month period. That is, your interest would be compounded.

　　A. But the majority of them pay semiannually, that is, every six months.

　　B. The interest rate varies from bank to bank, but the general range is from 4 1/2 to 6 percent.

　　C. This means that passbook contains an actual record of all transactions made and that you know the exact amount of savings you have at any one time.

　　D. One of these is checking accounts.

　　E. First you would be asked to fill out a signature card.

　　F. But most banks pay interest at the end of a year.

　　G. One of the most important of these is regular passbook savings.

　　H. One can withdraw money whenever necessary.

　　答案：1.G;2. E;3. ;4. B;5. A

　　這是一句年代久遠的陳詞濫調(diào)：女人愛聊天，而男人則比較沉默寡言。

　　It is a stereotype as old as time: women are chatterboxes, while men tend to be more reticent.

　　但奧斯汀得克薩斯大學(University of Texas)的研究人員進行的一項新研究發(fā)現(xiàn)，在閑聊這個問題上，男性和女性幾乎是一樣的，他們每天平均用詞都達1.6萬。

　　But a new study by researchers at the University of Texas at Austin has found that when it comes to gabbing, men and women are about equal, with each using an average of 16,000 words a day.

　　在今天出版的《科學》(Science)雜志上，這項研究駁斥了10多年來人們一直認為女性每天用詞量多于男性的說法。人們通常引用的一組數(shù)據(jù)是，女性每天用詞2萬個，而男性只用7000個。

　　The study, published today in the journal Science, refutes more than a decade of claims that women use more words each day than men. One set of numbers that is commonly tossed around is that women use 20,000 words a day compared with only 7,000 for men.

　　研究人員首次開發(fā)出了一種方法，利用電子激活錄音器(electronically activated recorder)記錄正常語言。這種數(shù)字錄音器能追蹤人們的互動行為，包括對話。

　　The researchers first developed a method for recording natural language using the electronically activated recorder (EAR). The digital voice recorder tracks people's interactions, including their conversations.

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