Dear

　　I have written to you several times over the past three months requesting an explanation on why you have failed to bring your account with us current.

　　By ignoring these requests， you are damaging the excellent credit record you had previously maintained with our company. In addition， you are incurring additional expense to yourself and to us.

　　Unless I hear from you within ten days， I will have no other choice but to turn your account over for collection. I am sorry that we must take such drastic action but I am afraid you leave us no alternative. You can preserve your credit rating by remitting your check today for the amount stated above.

　　Dear

　　After careful review of your charge account， it pleases us to inform you that we have increased your credit limit as follows：

　　OLD CREDIT LIMIT： $

　　NEW CREDIT LIMIT： $

　　Furthermore， this change in account status qualifies you for use of our installment account. Should you require additional information about this new account， please see one of our credit representatives the next time you are here for a visit.

　　You are a valued customer， and as such， you will be advised of our special customer sales， which we have from time to time. We appreciate your continued patronage， and look forward to being able to assist you in the near future.